Phrase by 'Mark Zandi'
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Now, I do think when we move into 2012 and '13 when, presumably, the economy is on firmer ground, I would allow the tax rates for upper-income individuals to revert back to where they were before the cuts in the 1990s. I think at that point it makes perfect sense.
Author: Mark Zandi - American EconomistBack , Think , Ground , Perfect
A housing renaissance has begun. This may be hard to believe after the dizzying, six-year-long crash in home sales, construction and house prices. But housing turned the corner last year, and it will take off in 2013.
Author: Mark Zandi - American EconomistHome , Believe , Hard , Construction
Buying a home wouldn't make much sense if house prices were likely to decline further; no one wants to catch a falling knife.
Author: Mark Zandi - American EconomistHome , House , Falling , Knife
No one should expect the value of their house to appreciate quickly - counting on your home to be a significant part of your retirement saving isn't a winning strategy - but it is reasonable to expect that prices generally will rise with at least the rate of inflation for some time to come.
Author: Mark Zandi - American EconomistTime , Home , Value , Winning
Housing was ground zero for the Great Recession. Between early 2006 and Obama's inauguration in 2009, average house prices fell by a third across the country. In certain areas, including cities as diverse as Akron, Orlando and Las Vegas, house prices fell by more than half.
Author: Mark Zandi - American EconomistMore , Great , House , Country
The Obama administration deserves credit for quickly ending the housing free fall. In particular, Obama empowered the Federal Housing Administration to ensure that households could find mortgages at low interest rates even during the worst phase of the financial panic.
Author: Mark Zandi - American EconomistFree , Worst , Fall , Ending
Too-easy credit and millions of bad loans made during the U.S. housing bubble paved the way for the financial calamity and Great Recession that followed. Today, by contrast, credit is too tight. Mortgage loans are particularly hard to get, creating a problem for the housing market and the broader economy.
Author: Mark Zandi - American EconomistGreat , Way , Today , Problem
Lenders look at potential borrowers from many angles before extending credit: How much of its income will a household need to put into debt repayment? How large is the down payment? Does the borrower have a job with a stable income? What is the borrower's credit score?
Author: Mark Zandi - American EconomistLook , Will , Down , Job
The Tea Party was born out of the disgust many Americans felt early in the financial crisis upon learning that the federal government was even contemplating reducing the principal on some troubled mortgages.
Author: Mark Zandi - American EconomistLearning , Born , Government , Tea
In a forbearance, the homeowner pays interest and principal on a smaller mortgage, at least for a time, but still owes the full amount. The lower monthly payment helps with affordability, giving stressed homeowners a break.
Author: Mark Zandi - American EconomistTime , Giving , Break , Principal
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